Monday, June 24, 2013

GO BRUINS!

Ok--I know that is a cheap way to scare up a readership.  But I want to reach out to those who may be out at a sports (or other) bar watching your favorite team and tossing back a few cold ones.  It's about OUI's:

While a person commits the offense of operating under the influence (OUI) when the State proves that she was operating a motor vehicle with a blood alcohol level (BAL) of 0.08% or more, it is not mandatory that a blood alcohol level reading be obtained for her to be convicted. If one’s physical and mental capabilities are impaired in any way, that person can be convicted if the State proves that the driver’s consumption of alcohol (or drugs) caused that impairment. Evidence of erratic driving, unusual behavior, and performance on field sobriety tests can be used to prove that a person is guilty of OUI.. Beware! Failure to submit to a blood alcohol test results in an automatic suspension of your driver’s license for 275 days for a first offense!

If you think you may be on the hook for an OUI, please visit our website at www.mb-law.com.

Wednesday, June 19, 2013

Where There’s a Will There’s a Way!

It is extremely important to have your will done once you become and adult and accumulate some assets (or children!).  If you don’t have a will, your assets will be distributed according to state law meaning that some nasty relative may get a piece of your pie whether you like it or not.  Your family may have to undergo a long court process to determine legal guardianship of your kids and a judge may decide that they might go with people other than the one (s) you had in mind.  All this can be avoided with a little planning---and getting that will signed!
Learn more about wills and other forms of estate planning by going to www.mb-law.com.

Saturday, June 8, 2013

"I Want to Keep My House and My Cars!"

“I am going bankrupt! I am going to lose my house and my cars!”  Not so fast.  If you are filing a chapter 7 bankruptcy and your household income is greater than or equal to your expenses (minus all those nasty credit card bills you are getting rid of) you can keep your house and cars by reaffirming those debts.  At some point prior to the end of your bankruptcy case you will get paperwork from the lenders asking you to agree in writing to continue to pay those debts.  The Court will usually approve these agreements if reaffirming those debts is in your best interests.  Furthermore, payments on reaffirmed secured debts will be reported to credit bureaus, thus helping to resurrect your credit score.

To learn more about Bankruptcy, go to our website at www.mb-law.com.